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Did you know that when your creditworthiness is checked, Section 202.6(b)(6) of the Equal Credit Opportunity Act requires ALL creditors to consider any supplemental bill payments you present with your application that demonstrate your creditworthiness? It's the law and creditors are subject to a $10,000 fine if they ignore your supplemental trade lines. Using this Federal Law to show you pay your regular bills on-time could make a big difference when your application is being considered.	Join Today! It’s simple and fast! eCredable.com membership only costs $12.95 a month and our registration process is hassle-free! It takes just a few minutes to become a member and begin building your eCredable Alternative Credit Report. Report your payment history - it's your legal right! A Federal Law (the Equal Credit Opportunity Act) is on your side allowing you to self-report all the bills you pay such as rent, utilities, insurance and dozens more! Credit bureaus call these types of accounts “trade lines”, we refer to them as simply "bill payments." The Equal Credit Opportunity Act requires creditors to consider your bill payments if you present them when applying for any kind of credit. We provide you with the tools needed to easily report all of your bill payments whenever a credit check is needed such as when you apply for housing, credit, insurance, utility or phone service, and employment. Your payments are independently verified. Even though creditors must consider any of the bill payments requested, they will likely have more confidence in considering verified information. That’s why we contracted with members of the National Credit Reporting Association, who will independently verify the bill payments and payment histories you choose to include in your eCredable Alternative Credit Report. Once your bill payments are verified, you are on the fast track to enhancing your current credit profile! Build an eCredable Alternative Credit Report. An eCredable Alternative Credit Report is a document displayed in a lender or creditor-familiar format that can be used to present all of the bill payments missing from your three main credit bureau reports and scores. The eCredable Alternative Credit Report helps you create a more complete and accurate picture of your creditworthiness. Present your eCredable Alternative Credit Report showcasing ALL of your accounts and payment history. Once your eCredable Alternative Credit Report is completed, it can be submitted along with ANY application requiring a credit check. And by Federal Law, your Alternative Credit report MUST be considered! We make it easy for you to print out your eCredable Alternative Credit Report or with your permission, a creditor can download and view the report directly from your secure online account.

Did you know that when your creditworthiness is checked, Section 202.6(b)(6) of the Equal Credit Opportunity Act requires ALL creditors to consider any supplemental bill payments you present with your application that demonstrate your creditworthiness?

It's the law and creditors are subject to a $10,000 fine if they ignore your supplemental trade lines.

Using this Federal Law to show you pay your regular bills on-time could make a big difference when your application is being considered.

Join Today! It’s simple and fast!

eCredable.com membership only costs $12.95 a month and our registration process is hassle-free! It takes just a few minutes to become a member and begin building your eCredable Alternative Credit Report.

Report your payment history - it's your legal right!

A Federal Law (the Equal Credit Opportunity Act) is on your side allowing you to self-report all the bills you pay such as rent, utilities, insurance and dozens more! Credit bureaus call these types of accounts “trade lines”, we refer to them as simply "bill payments." The Equal Credit Opportunity Act requires creditors to consider your bill payments if you present them when applying for any kind of credit. We provide you with the tools needed to easily report all of your bill payments whenever a credit check is needed such as when you apply for housing, credit, insurance, utility or phone service, and employment.

Your payments are independently verified.

Even though creditors must consider any of the bill payments requested, they will likely have more confidence in considering verified information. That’s why we contracted with members of the National Credit Reporting Association, who will independently verify the bill payments and payment histories you choose to include in your eCredable Alternative Credit Report. Once your bill payments are verified, you are on the fast track to enhancing your current credit profile!

Build an eCredable Alternative Credit Report.

An eCredable Alternative Credit Report is a document displayed in a lender or creditor-familiar format that can be used to present all of the bill payments missing from your three main credit bureau reports and scores. The eCredable Alternative Credit Report helps you create a more complete and accurate picture of your creditworthiness.

Present your eCredable Alternative Credit Report showcasing ALL of your accounts and payment history.

Once your eCredable Alternative Credit Report is completed, it can be submitted along with ANY application requiring a credit check. And by Federal Law, your Alternative Credit report MUST be considered! We make it easy for you to print out your eCredable Alternative Credit Report or with your permission, a creditor can download and view the report directly from your secure online account.

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