Establish My Credit Profile

Where do you start? The truth is you may already have a credit history that isn’t being reported. We can show you how to change that, right now!*

You don’t have to go into debt to establish credit, but unfortunately, that’s the way America’s credit system seems to work. However, great news! You already are making routine monthly bill payments that can be used to build your credit profile. Payments such as rent, utilities, insurance, and cell phones all count!

eCredable.com allows you to easily record those payments! We'll have them verified and create an eCredable Alternative Credit Report that you can present to anyone checking your credit. Many employers today request a credit report, so you can use this report for that as well!

And guess what? A Federal Law called the Equal Credit Opportunity Act states that ALL creditors MUST take this information into consideration.

Here are some other payments that will help build your credit profile:

• Cable and satellite TV
• Gym memberships
• School loans
• Subscriptions
• Cell phone 
• And hundreds more!

*eCredable does not guarantee your eCredable Alternative Credit Report will get your application approved or a lower interest rate or security deposit. Actual creditworthiness criteria may vary from creditor to creditor and creditors have the right to determine a consumer’s creditworthiness based upon a multitude of criteria. However, the Equal Credit Opportunity Act, Regulation B permits you to attach your eCredable Alternative Credit Report to ANY application requiring a credit check and ALL creditors MUST consider it when determining your creditworthiness.