New Alternative Data and Tech Tools Energize Consumer Lending: The Race Is On

By Steven Shaw on 4/5/2017

Lender-facing tools are challenging the post-recession “innovative IT void.” 

Dating Someone with Bad Credit? Here’s How to Protect Your Score

By Steven Shaw on 2/10/2017

February 6, 2017 • 3 min read by Brian Acton  0 Comments

How to Throw a Super Bowl Party on a Budget

By Steven Shaw on 2/1/2017

How to Throw a Super Bowl Party on a Budget | Credit.com .mboxDefault { visibility:hidden; } .ng-hide:not(.ng-hide-animate){display:none !important}.shr-debug{font-weight:bolder;cursor:pointer;color:#008000}.shareaholic-canvas{clear:both}.shareaholic-ui button,.shareaholic-ui .shareaholic-ui-button{border:0;box-shadow:none;text-shadow:none;font-size:12px;padding:6px 10px !important;border-radius:3px;background:transparent;display:inline-block;margin:2px;border:1px solid transparent;line-height:16px;color:#555;cursor:pointer;height:initial;text-transform:initial;}.shareaholic-ui button:hover,.shareaholic-ui .shareaholic-ui-button:hover{color:#000;font-weight:inherit}.shareaholic-ui button.button-primary,.shareaholic-ui .shareaholic-ui-button.button-primary{background-color:#52a8e8;background-image:-webkit-linear-gradient(top,#52a8e8,#377ad0);border:1px solid #3f81ae;border-color:#3f81ae #2e68a1 #1f5496;box-shadow:inset 0 1px 0 0 #72baeb,0 1px 2px 0 #c3c3c3;color:#fff;font-weight:bold ...

How to Throw a Super Bowl Party on a Budget

By Steven Shaw on 2/1/2017

How to Throw a Super Bowl Party on a Budget | Credit.com .mboxDefault { visibility:hidden; } .ng-hide:not(.ng-hide-animate){display:none !important}.shr-debug{font-weight:bolder;cursor:pointer;color:#008000}.shareaholic-canvas{clear:both}.shareaholic-ui button,.shareaholic-ui .shareaholic-ui-button{border:0;box-shadow:none;text-shadow:none;font-size:12px;padding:6px 10px !important;border-radius:3px;background:transparent;display:inline-block;margin:2px;border:1px solid transparent;line-height:16px;color:#555;cursor:pointer;height:initial;text-transform:initial;}.shareaholic-ui button:hover,.shareaholic-ui .shareaholic-ui-button:hover{color:#000;font-weight:inherit}.shareaholic-ui button.button-primary,.shareaholic-ui .shareaholic-ui-button.button-primary{background-color:#52a8e8;background-image:-webkit-linear-gradient(top,#52a8e8,#377ad0);border:1px solid #3f81ae;border-color:#3f81ae #2e68a1 #1f5496;box-shadow:inset 0 1px 0 0 #72baeb,0 1px 2px 0 #c3c3c3;color:#fff;font-weight:bold ...

Building your eCredable profile is as easy as linking your online utility accounts

By Steve Ely on 1/9/2017
The majority of the bill payment history contained in your eCredable Credit Report comes from you utility accounts.  In 2016, we added the capability to link up to 8 eligible utility accounts - gas, water, power, mobile phone, land lineinternet, cable and satellite TV.  It's much easier - and much cheaper - to add payment information to your eCredable Credit Report when you link accounts.  Before you get started, make sure you already have online accounts set up at your utility companies.  When you link these accounts to your eCredable profile you'll need to share your log-in credentials so we can access your account and download up to 24 months of payment history.  Then every month going forward, we'll log-in again and get the current months payment history.  

 

And here's an added bonus.  All the information we're able to download will allow us to gather the data necessary to demonstrate how useful this payment history would be if it were added to your credit file at one of the major credit bureaus.  Just imagine adding your mobile phone, internet, power and gas bills to your credit bureau credit file and impacting your FICO Score!  That's what we're working on and you can help us help you by making this a reality.  The more accounts you link, the faster we get the data we need.  So spread the word to your friends and get them to help out too!

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Can I Get Last-Minute Insurance for Hurricane Matthew?

By Steven Shaw on 10/6/2016

Can I Get Last-Minute Insurance for Hurricane Matthew?

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For homeowners in the path of Hurricane Matthew who are uninsured or underinsured, it’s probably too late to get or add coverage. That’s because insurance companies generally stop writing coverage as soon as an area is under a hurricane warning.

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Why do Millenials have subprime credit?

By Steve Ely on 10/6/2016

There's more than one way to move out of the subprime credit category into the near prime or even prime credit category.  

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