Adam He

Drivers With Poor Credit Pay Higher Insurance Rates in Most States

By Adam He on 6/22/2017

Your credit rating may not seem to have much to do with your driving, but it’s a big deal to your auto insurer.

Most People Say They Are Aware of Their Credit Standing, but Far Fewer Check Their Credit Score More Than Once a Year

By Adam He on 6/21/2017

Those who check their credit score most often are more likely to say doing so has a positive effect on their credit behavior.

eCredable and Urjanet Announce Strategic Partnership

By Adam He on 6/20/2017

eCredable and Urjanet jointly announce a strategic partnership to deliver utility and telecom payment data to the financial services industry.

How to Save Up for a Secured Credit Card Deposit

By Adam He on 6/16/2017

secured credit card may be the simplest and quickest way to build credit, but getting one isn’t always easy. Even if you can get approved for one, you can’t use it until you supply a security deposit, usually a minimum of $200 or $300.

Budgeting In Your 20s: Do It All Without Feeling The Pinch

By Adam He on 6/15/2017

As a millennial, it can be extremely difficult to get on the right foot financially, especially with all those “nuisances” we have to deal with –student loans, car payments, rent…

Bank, Credit Card Fees: A $795 Million Lesson for Undergrads

By Adam He on 6/14/2017

Tuition and fees, club dues and beer money — it’s expensive to be a college student. It doesn’t help that according to NerdWallet’s latest analysis, checking account and credit cards could be costing the average student up to $1,016 in fees and interest over four years of college.  In total, college students in the U.S. could be spending more than $795 million a year on overdraft and late payment fees alone.

9 Budget-Friendly Father’s Day Trips to Take With Dad

By Adam He on 6/12/2017

Giving dad a vacation for Father’s Day may sound extravagant and costly, but a variety of budget-friendly offerings would be a far more memorable gift than another tie, golf set or steak dinner.