Steven Shaw

Credit Invisibles

By Steven Shaw on 12/5/2017

Approximately 11% of the U.S. population has no credit file, which makes them "credit-invisible"* With no credit history, these individuals often face significant barriers to obtaining credit - which gives financial institutions a unique opportunity to help. Here are some insights from a nationwide online survey of 450 credit-invisibles consumer conducted between July 31and Ag. 16, 2017.

How Much Americans Owe on Their Mortgages in Every State

By Steven Shaw on 5/5/2017

Residents of Washington D.C. had the highest average mortgage debt at $385,000, followed by California ($336K) and Hawaii ($331K). People in West Virginia owed the least on their homes, with an average of $113,000 in mortgage debt.

New Alternative Data and Tech Tools Energize Consumer Lending: The Race Is On

By Steven Shaw on 4/5/2017

Lender-facing tools are challenging the post-recession “innovative IT void.” 

Dating Someone with Bad Credit? Here’s How to Protect Your Score

By Steven Shaw on 2/10/2017

February 6, 2017 • 3 min read by Brian Acton  0 Comments

How to Throw a Super Bowl Party on a Budget

By Steven Shaw on 2/1/2017

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