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  • Raise your credit score* in just a few days - with eCredable Lift®

    Jackie Beck is working with eCredable so you can report utility payments to start building credit.

     Link an unlimited number of utility accounts to eCredable
     Report your utility and phone payments to TransUnion
     Finally, get the credit you deserve for paying utility bills
  • Raise your credit score* in just a few days - with eCredable Lift®

    Jackie Beck is working with eCredable so you can report utility payments to start building credit.

     Link an unlimited number of utility accounts to eCredable
     Report your utility and phone payments to TransUnion
     Finally, get the credit you deserve for paying utility bills

Important Information:

*Credit scores calculated based on FICO® Score 8 or VantageScore® 3.0. Certain accounts or account information could have a negative impact. Not all lenders use TransUnion credit reports impacted by eCredable  Lift® and FICO Score 8 or VantageScore 3.0.

†Due to factors beyond our control, we cannot guarantee that all of your payments will be accepted by TransUnion even though these same accounts may meet eCredable’s data quality and reporting requirements.

‡eCredable has strict requirements for collecting and reporting payment information on your behalf. Some Utility Companies are excluded since they do not meet our security, data quality, or reporting requirements. eCredable does not link to all U.S. Utility Companies or Service Providers at this time.


eCredable reports your payments to:

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Get credit for paying utility bills on-time

Most utility companies don’t report your monthly payments to the three major credit bureaus. That means you’re not getting the credit you deserve for paying these bills on-time every month. We’ve just changed the credit reporting industry forever, and we did it for you!

There’s never been a faster way to build credit. eCredable Lift® lets you do things you couldn’t do before by giving you the control to choose which utility payments you want reported to TransUnion® so you may raise your VantageScore® 3.0 overnight. There’s never been a faster way to build credit.

See how utility bills can help raise your VantageScore® 3.0 when you don’t have any credit.

VantageScore® 3.0

IMPORTANT INFORMATION: The presented results are specific to the consumer profiles created for the purposes of this analysis and should not be generalized. There are many unique factors impacting a given consumer’s credit score related to age and mix of credit accounts, payment history, utilization, newly opened credit accounts, among others. In the following scenarios, each utility account that was added included 12 months of on-time payment history.


eCredable Lift® lets you do things you simply couldn't do before - report your utility payments to TransUnion

  • 1. Link Accounts

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    Link your utility and phone accounts to eCredable.

     

     

  • 1. Link Accounts

    Simulated Images

    Link your utility and phone accounts to eCredable.

    2. Report Payments

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    eCredable automatically reports your payments to TransUnion

     

  • 1. Link Accounts

    Simulated Images

    Link your utility and phone accounts to eCredable.

    2. Report Payments

    Simulated Images

    eCredable automatically reports your payments to TransUnion

    3. Raise Score

    Simulated Images

    Get a TransUnion credit report and score in just a few days!


Raise your credit scores now!