eCredable Lift® reports home rent, phone and utility payments to TransUnion, helping you build positive credit history and unlock lower rates without taking on new debt.
Start for as low as $9.95 a month.
We connect securely to most banks and credit unions through Plaid to report your eligible payments. Turn what you already pay into credit progress in three simple steps.
Link the checking account or credit card you use to pay bills securely with bank-level encryption.
Add your rent, mobile phone, water, gas and power accounts, with up to 24 months of past payment history included.
We report your verified payments automatically every month, adding positive tradelines directly to your TransUnion credit report.
Whether you are establishing credit for the first time, rebuilding or looking to lower monthly costs, eCredable Lift is designed for rapid results.
eCredable LiftLocker combines everything in eCredable Lift credit building, TransUnion credit monitoring and homebuying readiness. Get personalized insights, monitor your progress and explore smart strategies to help you move forward with confidence.
Understand how to increase your credit score to more than 700
Simulate credit moves before you make them
Track your budget and credit side-by-side
Get personalized credit building insights
You are already paying your monthly expenses on time. Stop letting that positive payment history go uncounted. Build credit, optimize your insurance rates and move your financial life forward with eCredable.