Privacy Statement

eCredable is classified as a “financial” company by the Gramm-Leach-Bliley Act, when a consumer joins as a member.  Financial companies are required to use “best practices” to protect your privacy and may choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product you have with us. If you become an eCredable member, this information can include:

• Personal information such as name, address, date of birth, Social Security Number, telephone number, and email address.
• When you make a purchase through our site, we may collect your credit card number or other payment account number, billing address, and other information related to your purchase of services.
• When you link your service provider accounts, we may collect the name and address of your service provider, your account number, and other relevant account information such as payment history, transaction history and manner of payment, including your login credentials.
• If you order an On Demand Account Verification of your service provider accounts, we may collect the name and address of your service provider, your account number, and other account information including but not limited to, open date, payment history, transaction history and manner and method of payment.
• Information used to verify your identity in the event you forgot your login credentials to our site.
• Information from third-party data providers, including credit report information, when fulfilling your request for credit related services through our site.

When you are no longer a customer, we continue to share your information as described in this notice.

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons eCredable chooses to share; and whether you can limit this sharing.

For our everyday business purposes – such as to verify your identity, process your transactions, maintain your account(s), respond to court orders and legal investigations, or make your information available to third parties at your request.

Yes

No

For our marketing purposes – to offer our products to you

Yes

Yes

For joint marketing with other financial companies

Yes

Yes

For our affiliates’ everyday business purposes – information about your transactions and experiences

Yes

No

For our affiliates’ everyday business purposes – information about your creditworthiness

Yes

Yes

For non-affiliates to market to you

Yes

Yes

Contact us  at:

eCredable.com, LLC
PO Box 634
Alpharetta, GA 30009-0634

Please note:

If you are new member, federal law permits us to begin sharing your information to provide products that you may request from time to time. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing by visiting our web site at www.ecredable.com

Email: [email protected]

eCredable.com, LLC.

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

eCredable encrypts all data transmissions containing your personal information using secure socket layer (SSL) and/or secure File Transfer Protocol (FTP) technology and/or other industry best practice security protocols. 

No method of transmission over the Internet or electronic storage is 100% secure, but eCredable strives to provide a superior level of protection of your information.

If you have any questions about security on our Web site, you can email us at [email protected].

We collect your personal information, for example, when you:

• Join eCredable as a member and use our products or services
• Pay your eCredable subscription

We also collect your personal information from other companies that you instruct to provide your information to us.

When you visit eCredable.com, we send one or more cookies (a small file containing a string of characters) to your computer or other device that uniquely identifies your web browser. We use cookies to improve the quality of our products, including the storing of user preferences, improving search results and ad selection, and tracking user trends. eCredable also uses cookies in its advertising services to help advertisers and publishers serve and manage ads. We may set one or more cookies in your browser when you visit eCredable.com and view or click on an ad supported by eCredable’s advertising services. This also applies to other sites that use our advertising cookies.

eCredable also uses third party tracking utilities to better serve users on the eCredable.com web site. These utilities may include products such as Google Analytics.

As is true of most Web sites, we gather certain information automatically and store it in log files. Server and application software tracks user IP numbers and logs browser types, access times, domain names, referring/exit pages, operating system, date/time stamp, and click stream data.

We may periodically link this collected data to other information you provide as a member, which we provide to our partners and selected service vendors, so you may receive additional benefit from products and services they may provide.

Federal law gives you the right to limit only:

• Sharing for affiliates' everyday business purposes - information about your creditworthiness

• Affiliates from using your information to market to you

• Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Your choices will apply to everyone on your account – unless you tell us otherwise.

Companies that may be related by common ownership or control. They can be financial and non-financial companies.

eCredable may partner with non-affiliated companies who provide services such as (but not limited to) administrative services, verification services, credit bureaus and credit reporting agencies, non-profit organizations, web hosting, customer support, and data analysis. They can be financial and non-financial companies.

A formal agreement between non-affiliated financial companies that together market financial products or their services to you.

eCredable may jointly market its products with others.