Check Your Offer
*This offer will not affect your credit score.
Loan approval is not guaranteed. Actual loans offers and loan amounts, terms and annual percentage rates ("APR") may vary based upon LendingPoint's proprietary scoring and underwriting system's review of your credit, financial condition, other factors, and supporting documents or information you provide. The AMP Credit Report or AMP Credit Score is not considered in LendingPoint’s approval process.
Better Loans Create Better Lives
Access to money at fair rates through a personal loan can be the difference between moving forward in life or putting an important project on hold. At LendingPoint, we’re in the business of making fair credit fair again by understanding your credit story today and helping you grow financially stronger tomorrow.
Credit Card Refinancing
Plan A Vacation
Repair or Buy a Car
How LendingPoint Personal Loans Are Better
Get up to $20,000
Fair credit consumers can access affordable personal loans up to $20,000 with better rates and flexible terms.
Simple, Safe and Secure
Apply and choose your personal loan offer in minutes; secure, encrypted process for providing required documentation.
Next Day Deposit
Once your supporting information and documents are received, funds can be deposited the next business day.
LendingPoint is currently licensed to extend Personal Loans in these states:
Lending Available: AL, CA, DE, GA, IL, MI, MO, MT, NJ, NM, OH, OR, SD, TX, UT, WA
Coming Soon: IN, KY, NV, OK , PA, SC, TN
*Loan approval is not guaranteed. Actual loans offers and loan amounts, terms and annual percentage rates ("APR") may vary based upon LendingPoint's proprietary scoring and underwriting system's review of your credit, financial condition, other factors, and supporting documents or information you provide. Origination or other fees from 0% to 5% may apply depending upon your state of residence. Upon LendingPoint's final underwriting approval to fund a loan, said funds are often sent via ACH the next non-holiday business day. LendingPoint makes loan offers from $3,500 to $20,000, at rates ranging from a low of 15.49% APR to a high of 34.99% APR, with terms from 24 to 48 months. A $10,000 loan with an origination fee of 5% for a period of 24 months with an APR of 24.21% would have a payment of $529.80 per month (Actual terms and rate depend on credit history, income and other factors). The total amount due under the loan terms provided as an example in this disclaimer is $12,733.32. The total amount due is the total amount of the loan you will have paid after you have made all payments as scheduled.
1. Alimony, child support, or separate maintenance income need not to be revealed if you do not wish to have it considered as a basis for repaying this obligation.
2. The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.
IMPORTANT INFORMATION: Third Party offers appearing on eCredable.com are presented without warranty or guarantee for quality, service, savings, earnings, or terms and/or conditions; and do not represent all offers or companies that may be available to you. It is important for you to review and understand the offer(s) you select, as you are solely responsible for evaluating the terms and conditions, validity, and potential savings of any offer. eCredable.com assumes no responsibility for products supplied by, services rendered by, or arrangements made with, any third party. eCredable.com, LLC., cannot guarantee your approval with any credit offer based upon the information contained in your AMP Credit Report®; or your success in obtaining any third party offer. eCredable.com, LLC., strongly supports transparency on all areas of our website. eCredable.com may be compensated for your purchase of products or services offered on our website that are not created, owned, licensed, or otherwise materially controlled by eCredable.com, LLC.