There are a lot of steps that must be successfully completed before you can apply for a mortgage. eCredable LiftLocker is the right tool to guide you on this journey. Here are some additional resources to help you pick the right type of loan.

The majority of millennials don’t own a home — and many say their student loans are a major reason for that. According to a 2019 survey from Bankrate, 61 percent of millennials don’t yet own a home, and nearly a quarter of them say student loan debt is what’s holding them back.

Beverly Harzog is one of our favorite journalists that knows all about credit. Here's her latest article from U.S. News & World Report regarding the BEST Secured Credit Cards available.

There are many places where you can get a free credit report. If you want the original report generated by the three national credit bureaus, you need to go to www.AnnualCreditReport.com

This article originally appeared in Quora and was authored by Mitchell Lee, Director of the Fintech Group at the Federal Reserve Bank of San Francisco (August 14, 2020)

10 Steps for Buying a House

The COVID-19 pandemic has impacted our lives in many ways, and for some - it has impacted our credit scores.

eCredable Lift® provides consumers with the ability to report their utility accounts in their TransUnion credit report. Most utility companies do not report your positive payment history to the credit bureaus, which means you don’t get any credit for paying these accounts on time.

Over 700,000 Americans submitted personal bankruptcy filings in 2017, at an average clip of 60,000 per month. And these are just the new filings, which don’t truly capture the sheer volume of Americans who currently have bankruptcies on their records. Since 2012, 5.3 million Americans have added a bankruptcy to their records.

U.S. student loan debt hit the $1.5 trillion mark earlier this year, but Southerners appear to be shouldering more than their share.