Get credit for your rent, cell phone, and utility bills - with eCredable Lift.*
  • Includes up to 24 months of payment history per account.
  • Reporting your payment can raise you credit scores - fast.
  • Qualify for better credit cards and loans - and save money!
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eCredable Reports To
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* Results may vary. Not all payments are eligible. Payments may take up to two weeks or more to appear on your credit report. Some users may not receive an improved score or approval odds. Not all lenders use TransUnion, and not all lenders use credit scores impacted by eCredable Lift. Learn More

LiftLocker

How to get the credit you deserve.

Link your payment account

Add the bank account or credit card you use to pay your bills. Your information is secure and private.

Select your payments

We'll automatically find your rent and utility payments. Then we'll report up to 24 months of history to participating credit bureaus.

Build credit

We'll continue to report your rent, cell phone and utility payments every month.

We can report payments from over 3500 rent, phone, and utlity providers

Get Started

Raise your credit score and see what it can do for you!

Credit building

Building your credit history helps show banks and lenders you're reliable. Using eCredable Lift could raise your credit scores fast, so you can get more credit card and loan offers.

Access your VantageScore 3.0

Stay up to date with your VantageScore 3.0. Now you can see the rent and utility accounts you report to TransUnion with your credit score in one place!

Get credit card and loan offers

With a higher credit score, you could qualify for better credit cards and loans with better terms and higher loan amounts.

Saving money on interest

When taking out a large loan, a small difference in interest rates can save you thousands of dollars over the life of the loan. Borrowers with higher credit scores may find it easier to secure the lowest interest rates.

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