Start making confident credit and money decisions.
eCredable Lift®
$24.95/year
Choose this plan if you want to:
- Raise your FICO® Score 8 and VantageScore® 3.0 overnight by reporting your utility payments on your TransUnion credit report.*†‡
- Great for people who have no credit score, little credit or in the process of rebuilding your credit.
I want Lift
eCredable LiftLockerTM
$9.95/month
Choose this plan if you want to:
- Raise your FICO® Score 8 and VantageScore® 3.0 overnight by reporting your utility payments on your TransUnion credit report.*†‡
- Great for people who want everything all in one app--credit building, credit monitoring, credit score simulator, spending and cash flow analysis and personalized budgets to achieve your financial goals!
I want LiftLocker
| Link unlimited number of utility accounts |
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| Report unlimited number of utility accounts |
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| Report up to 24 months of payment history per account |
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| Raise your TransUnion credit scores |
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| TransUnion Credit Report Monitoring |
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| VantageScore® 3.0 Simulator |
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| TransUnion CreditCompass™ |
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| TransUnion Credit Lock and Alert |
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| Identify Theft Protection Monitoring Alerts |
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| Online Disputes |
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| Personalized Budgets and Goals |
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| Spending Analysis |
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| Cash Flow Analysis |
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| Net Worth Analysis |
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| Personalized Home Buying Journey |
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| Extensive Financial Education |
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| Context Sensitive Financial Calculators |
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| Current Property Estimate |
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| Property Search Portal |
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| Document Storage |
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| Document Sharing |
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Important Information:
*Results may vary. Some may not see improved FICO Score 8 or VantageScore 3.0. Certain accounts or account information could have a negative impact. In order to maintain the quality of the credit reporting system, eCredable reports both positive and negative payment status information. If a payment were made 30 days or more past the due date, that payment would be reported as late. Not all lenders use TransUnion credit reports impacted by eCredable Lift and FICO Score 8 or Vantage Score 3.0. Learn more
†Due to factors beyond our control, we cannot guarantee that all of your payments will be accepted by TransUnion even though these same accounts may meet eCredable’s data quality and reporting requirements.
‡eCredable has strict requirements for collecting and reporting payment information on your behalf. Some Utility Companies are excluded since they do not meet our security, data quality, or reporting requirements. eCredable does not link to all U.S. Utility Companies or Service Providers at this time.