Get credit for paying your utility and phone bills with eCredable Lift® 


 Automatically report payments to TransUnion

 Link an unlimited number of utility accounts*

 Lift your FICO® Score 8 and VantageScore® 3.0 in just a few days

 Get the credit you deserve for paying utility bills


Only $24.95 per year*

Sign Up Now

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*Your card will be charged $24.95 immediately and every year on the anniversary of your subscription. You can cancel at any time for any reason, but there are no prorated or partial refunds once your card has been charged. If you cancel your subscription, your subscription will remain active until the next billing period, and your card will no longer be charged.

eCredable reports your payments to:

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eCredable Lift® Features:

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Report an unlimited number of utility accounts to TransUnion.

You can link an unlimited number of utility accounts - power, water, gas, waste, certain mobile phones, internet, cable TV, and satellite TV and landline phone to eCredable.

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eCredable Lift® may raise your credit scores in just a few days!

Now there’s a quick way to improve your credit scores. You may be able to lift your FICO® Score 8 and VantageScore® 3.0 at TransUnion® in just a few days.

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Get credit for up to 24 months of your payment history.

eCredable securely downloads up to 24 months of payment history directly from your online account on the utility company’s** website and reports it to TransUnion.

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Apply for Credit Cards and Loans with confidence.

We want you to have the best chance for applying for offers and getting approved. Our Marketplace contains offers from lenders that may use FICO Score 8 or VantageScore 3.0 provided by TransUnion.

Start  lifting your credit scores now!


Important Information:

**Results may vary. Some may not see improved FICO Score 8 or VantageScore 3.0. Certain accounts or account information could have a negative impact. In order to maintain the quality of the credit reporting system, eCredable reports both positive and negative payment status information. If a payment were made 30 days or more past the due date, that payment would be reported as late. Not all lenders use TransUnion credit reports impacted by eCredable Lift and FICO Score 8 or Vantage Score 3.0.  Learn more

†Due to factors beyond our control, we cannot guarantee that all of your payments will be accepted by TransUnion even though these same accounts may meet eCredable’s data quality and reporting requirements.

‡eCredable has strict requirements for collecting and reporting payment information on your behalf. Some Utility Companies are excluded since they do not meet our security, data quality, or reporting requirements. eCredable does not link to all U.S. Utility Companies or Service Providers at this time., LLC, is not a “credit repair” organization as defined under federal law, including the Credit Repair Organizations Act.