Credit Card

Deserve Classic MasterCard

You Deserve Credit
For Who You Are

Receive a $39 Statement Credit for the first year.


Card Details, Rates & Fees
Credit Limit Up to $1,500
APR for Purchases 24.24%
APR for Cash Advances N/A
APR for Balance Transfers N/A
Annual Fee $39 - Receive a $39 Statement Credit for the first year.
Late Payment Fee Up to $25
See the Provider's online application for details about terms and conditions. Click here for Additional Details (Will launch in a new browser window)

Minimum AMP Credit Score Needed*

Good

*Typical Minimum Credit Scores are provided as guideline only and approval is not guaranteed.

Deserve does not consider the AMP Credit Score during the approval process for the Deserve Classic Card. Your AMP Credit Score is only being considered only for your qualification to receive a $39 Rebate for the $39 annual cardholder fee for the first year. The Deserve Classic Card is subject to approval including credit approval by Deserve. You will need to complete an application that might include information such as employment status and income verification. Your approval for any offer will depend upon your individual creditworthiness and Deserve’s unique loan criteria and requirements.

After you are approved for the Deserve Classic Card, you will receive a $39 Rebate from Deserve Classic Card which is the equivalent of your annual cardholder fee for the first year. Your rebate will be mailed within 14 business days of approval.

Card Features at a Glance

Car Rental Collision Damage Waiver

When you use your Deserve Mastercard to pay for your car rental and decline CDW insurance from the car rental company, you receive coverage for physical damage and theft of the vehicle, towing charges and reasonable loss of use charges.

Roadside Assistance

If your car breaks down on the road, just call 1-800-Mastercard and someone will come to your rescue. This service is not only reassuring but it may also save you money because fees for many services are pre-negotiated.

Travel Assistance Services (including: Medical Assistance, Lost Luggage Assistance, and Legal Referrals)

Designed to assist you or your travel companions when you’re traveling 50 miles or more from home.

Price Protection

Purchases you make entirely on your card are covered for 60 day from the date of purchase for the difference between the price you paid and the lower advertised price.

Extended warranty

Doubles the original manufacturer warranty up to a maximum of 12 months on most items you purchase.

ID Theft Protection

Access to a number of Identity Theft resolution services, should you believe you are a victim of Identity Theft.


All product names, logos, slogans, and brands are the property of their respective owners. All company, product and service names used on this website are for identification purposes only. Use of these names, logos, and brands does not imply endorsement by either party.

Advertiser Disclosure
Third Party offers appearing on eCredable.com, LLC (eCredable), are presented without warranty or guarantee for quality, service, savings, earnings, or terms and/or conditions; and do not represent all offers or companies that may be available to you. It is important for you to review and understand the offer(s) you select, as you are solely responsible for evaluating the terms and conditions, validity, and potential savings of any offer. eCredable assumes no responsibility for products supplied by, services rendered by, or arrangements made with, any third party. eCredable cannot guarantee your success with any offer based upon the information contained in your AMP Credit Report® or your success in obtaining any third party offer. eCredable strongly supports transparency on all areas of our website. eCredable may be compensated for your purchase of products or services offered on our website that are not created, owned, licensed, or otherwise materially controlled by eCredable.