eCredable Lift helps you build personal credit by reporting rent, phone and utility payments to TransUnion. It’s credit building that works with your real life.
Better credit opens real doors. With eCredable, your bill payments do more than keep the lights on; they help move your life forward.
We connect securely to most banks and credit unions and report eligible payments, so the bills you already pay can work harder for you and help you build credit.
Link the bank account you use to pay bills. Your data stays secure and private.
We find eligible rent, phone and utility payments. You choose which to include, with up to 24 months of history at no extra cost.
We report your payments each month, helping you establish a stronger credit history over time.
Stay on top of your TransUnion credit report, track your VantageScore 4.0 and use CreditCompass to guide you in your quest for your target score.
Link your bank, credit card and investment accounts to see balances, spending and cash flow in a single dashboard. Set savings goals, track progress and get alerts that help you stay on budget and avoid overspending.
Get goal-based guidance for significant milestones like buying a car or paying off debt. See which products you may be more likely to qualify for, aligned with your current profile.
Plan for homeownership with tools that help you save for a down payment, understand what lenders look for and even bring your real estate agent or mortgage broker into your journey.
Lift and help you report rent, phone and utility payments to TransUnion®, raising your score and opening doors to apartments, credit cards, auto loans and more.
LiftLocker lets you report rent, phone and utility payments to the credit bureaus and keeps you on track with reminders, goal tracking and a simple dashboard, so apartments, credit cards and auto loans come within reach.
Looking for a tool that helps raise your credit score and works with your lifestyle? eCredable makes it easy to get started.
“I went from no credit score to 672 in just a few weeks, all by reporting my rent and phone bill.”
“I didn’t think I could build credit without a credit card. eCredable proved me wrong.”
“As a legal immigrant, I thought I was stuck. eCredable helped me improve my credit score and get my first credit card!”
You’re already paying the bills. Why not use them to build credit? eCredable helps you build the credit you deserve! Simply, affordably and securely.