Build Business Credit Fast Without Borrowing

Jumpstart your business credit and fuel your business growth by unlocking funding with better interest rates and terms with eCredable Business Lift.

Choose Your Journey

Business Lift

Build business credit with the bills you already pay.

We report your eCredable Business subscription to D&B, Equifax Business, and Experian Business.

Report eligible utilities, phone, internet, Net-30, insurance, and services to Equifax Business (monthly).

Report eligible business credit cards to D&B.

Business Lift+

Everything in Lift—plus the insights lenders look for.

Sync your accounting to track cash flow and key ratios lenders review.

See loan-readiness indicators and peer benchmarks.

Prepare stronger applications and move faster on funding.

The Credit Foundation Every Business Needs

Good credit isn’t optional, it’s a growth tool. eCredable helps you separate personal and business credit, unlock funding and grow with confidence using real business activity.

What It Helps You Do

How eCredable Business Lift Supports It

Qualify for business loans and lines of credit
Build your D&B, Equifax and Experian credit file with business accounts
Access higher credit limits
Raise your D&B, Equifax and Experian business credit scores
Secure better payment terms with vendors
Build your business credit profiles over time with reliable monthly reporting
Separate personal and business finances
Report business-only accounts like business credit cards, utilities, insurance and services
Build credit fast
Add up to 24 months of past payment history included

Built For Business Owners Like You

Our platform gives individuals and small business owners the tools to build credit fast, track progress and make credit-smart decisions in real time, all without taking on new debt. Whether you're focused on personal credit or looking for small business credit building, our products deliver:

Connect Your Business Accounts

Report eligible bills like business credit cards, business phone, internet, utilities, insurance and vendor services.

Report Past and Ongoing Payments

Automatically add up to 24 months of payment history and continue reporting payments every month.

Build Credit Across Major Bureaus

We report to major business credit bureaus, including Dun & Bradstreet, Equifax and Experian.

What You Can Report With Business Lift

Turn your business accounts into credit-building opportunities.

01

Utilities (power, water, gas, waste)

02

Mobile, internet and landline services

03

Business rent or lease

04

Virtual office or coworking fees

05

Vendor and supplier accounts

06

Business insurance

07

Marketing, accounting and tech services

08

Business credit cards

What’s Included With Business Lift

Features

Business Lift

Report your eCredable Business subscription to D&B, Equifax and Experian
Report eligible business accounts with up to 24 months of payment history to Equifax
Report business credit cards to D&B
Secure business account linking and reporting
Monthly reporting and credit file updates at D&B, Equifax and Experian

Upgrade to Lift+ for Loan Readiness

Business Lift+ helps you go beyond business credit building. Designed for small businesses ready to scale, it combines business credit reporting with real-time insights from online accounting software to get you funding-ready.

With Lift+, You Can:

01

Sync your accounting software for real-time insights

02

Compare against similar businesses

03

Get loan-readiness indicators

04

Identify credit gaps and improve before you apply

Features

Business Lift

Lift+

Report your eCredable Business subscription to D&B, Equifax and Experian
Report eligible business accounts with up to 24 months of payment history to Equifax
Report business credit cards to D&B
Accounting software sync
Cashflow dashboard and financial ratios
Loan-readiness tracking
Compare with competitors
Actionable insights to improve lender appeal

Give Your Business the Lift It Deserves

Whether you’re kick-starting your business credit or preparing for funding, eCredable turns your everyday business accounts into real credit-building power, so you can take control of your financial future.