eCredable Lift report rent, phone and utility payments to TransUnion, so you can raise your credit score and open the door to real financial progress
Lift and LiftLocker help you report rent, phone, and utility payments to TransUnion®, raising your score and opening doors to apartments, credit cards, auto loans and more.
Business Lift and Lift+ report your subscription, utilities, vendor accounts, and business cards to D&B, Equifax Business and Experian Business, so you qualify for credit cards, vendors and loans sooner.
We securely connect to most. banks and credit unions and report eligible payments, so the bills you already pay can work harder for you and help you build credit.
Link the bank account you use to pay bills. Your data stays secure and private.
We find eligible rent, phone and utility payments. You choose which to include, with up to 24 months of history at no extra cost.
We report your payments each month, helping you establish a stronger credit history over time.
Whether you’re just starting, rebuilding, or need to improve your credit score with bills, Lift helps you move faster.
eCredable LiftLocker combines everything in eCredable Lift credit-building, TransUnion credit monitoring and home buying readiness. Get personalized insights, monitor your progress and explore smart strategies to help you move forward with confidence.
Understand how to increase your credit score to more than 700
Simulate credit moves before you make them
Track your budget and credit side-by-side
Get personalized credit building insights
Stay on top of your TransUnion credit report in real time, track your VantageScore 3.0 and use CreditCompass guidance to work toward your target score.
Link your bank, credit card and investment accounts to see balances, spending and cash flow in a single dashboard. Set savings goals, track progress and get alerts that help you stay on budget and avoid overspending.
Get goal-based guidance for significant milestones like buying a car or paying off debt. See which products you may be more likely to qualify for and match with credit cards or loans that fit yourcurrent profile.
Plan for homeownership with tools that help you save for a down payment, understand what lenders look for and even bring your real estate agent or mortgage broker into your journey.
You’re already paying the bills. Why not use them to build credit? eCredable helps you build the credit you deserve! Simply, affordably and securely.