Acima

You apply. Acima approves.
You shop. Acima rewards.
It’s that simple.

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Card Details, Rates & Fees
Approval Amount Up to $3000
Lease Term Up to 12 Months
Monthly Lease Payment 17% of the lease amount
90-Day Buyout Amount Equal to the lease amount + $50
Early Buyout Discount* 25% - 45% *Varies by state law. At least 25% off remaining rent payments
See the Provider's online application for details about terms and conditions. Click here for Additional Details

Minimum AMP Credit Score Needed*

Poor

*Typical Minimum Credit Scores are provided as guideline only and approval is not guaranteed.

Approval Requirements

Acima doesn’t ask a lot. Acima’s approval process boils down to five, simple questions.
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Income History

Do you have a three-month history with your current employer or source of income?

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Monthly Income

Do you deposit $1,000 or more into your checking account each month?

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Checking Account

Have you had a checking account for at least 90 days?


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Checking Activity

Is your checking account free from NSFs, excessive overdrafts, and negative balances?

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AMP Credit Score®

Earn the minimum AMP Credit Score to apply.

Flexible Payment Options

You can choose from weekly, bi-weekly, twice monthly, or monthly payment schedules designed to align with your paydays. Whatever works best for you.


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Pay Over 12 Months

Take time to repay your account over 12 months with payment scheduled to align with your payday.

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90-Day Payment Option

Payoff within 90 days and we’ll simply close your account for the amount financed.

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Early Payoff Discount

Payoff after 90 days and save 25% or more on all outstanding payments.

Buy with Acima

Get approved and start shopping in seconds!

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