Highlights:
-
No prepayment fees
-
Fixed APRs range from 59% to 199%*
-
6-24 months repayment terms*
-
Upon approval, funds as soon as the next business day*
-
Reports payment history to all 3 credit bureaus†
-
Customers rate us 4.8/5!**
-
An easy application and quick decisions!
-
Reports payment history to all 3 credit bureaus†
-
Get $500 to $4,000 depending on creditworthiness and state of residence *
-
Check your eligibility without a hard pull on your credit report!†
opploans is Available in These States:
In some states, OppLoans offers installment loans and funds them itself. In other states, it offers loans through FinWise Bank. In a few states, it only offers lines of credit.
States with direct installment loans:
Alabama, California, Delaware, Georgia, Idaho, Illinois, Mississippi, Missouri, Nevada, New Mexico, Ohio, South Carolina, Texas, Utah, Wisconsin
States with lines of credit:
Kansas, Tennessee, Virginia
States with loans originated and funded by FinWise Bank:
Alaska, Arizona, Florida, Indiana, Kentucky, Michigan, Minnesota, Nebraska, Oklahoma, Oregon, Wyoming
* OppLoans does not offer products in all states. Not all applications are approved. Approval and loan terms vary based on applicant qualifications and by state law. Applications processed and approved before 7:30 p.m. ET Monday-Friday are typically funded the next business day. See the OppLoans Rates & Terms for details.
** As of June 5, 2018. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 3,611 reviews.
*** OppLoans performs no credit checks through the three major credit bureaus Experian, Equifax, or TransUnion. Applicants’ credit scores are provided by Clarity Services, Inc., a credit reporting agency.
† TX Residents: Neither OppLoans nor the third-party lender reports payment history to the major credit bureaus: TransUnion, Experian, and Equifax.