Build the Credit You Deserve With eCredable Lift*

What is eCredable Lift?

If you’ve ever thought, “I pay my bills on time each month. Why doesn’t that help me build credit?” Now it can, with a Lift from eCredable.

eCredable Lift can make building credit easier, faster and more in tune with real life.

We report the payments you’re already making — like rent, cell phone and utility bills — to TransUnion, so you can build credit on your own terms, without loans or credit cards. It’s a simple, secure way to take control of your financial future and unlock new opportunities.

Start Building Your Credit Today

*Results vary. Not all payments qualify. Reporting may take two weeks or more. Some users may not see score changes or better approval odds. Not all lenders use TransUnion or scores affected by eCredable Lift.

How It Works

Getting started is fast and easy. Here’s the process:

  1. Securely link your accounts: Link your account or the card you use for bills to eCredable. Your information is always kept secure and private.

  2. Choose your payments: We’ll find any eligible rent, cellphone and utility payments. Select which account you’d like to use and we’ll report up to 24 months of history.

  3. Build credit: Your payments are reported automatically to TransUnion monthly, steadily building your credit.

Privacy is our priority. Your data stays secure and you can monitor your progress with your VantageScore 3.0 all from your eCredable account.

Why Choose eCredable Lift?

eCredable Lift turns everyday bills into credit-building payments.

No new loans or cards needed

Build your credit history using the everyday bills you already pay.

TransUnion reporting

Apply with lenders who rely on this major bureau.

Past payment credit included

Report up to 24 months of history for a head start.

Fast results

Some see score improvements in just weeks.

New opportunities

Better scores can mean more approvals and lower rates.

See What eCredable Lift Can Do for You

An improved credit score may help:

  •  Lift your chances of being approved for a loan or credit card

  •  Lower interest rates on new lines of credit

  •  Build credibility with lenders, landlords and other things that require credit

  •  Reduce costs on other services, like car or home insurance

No matter where you are in your financial journey, eCredable provides a smart, secure and inclusive way to get the credit you deserve.

Join eCredable Lift Today