eCredable Blog - Learn to Build Credit

Related Posts

• What Your Credit Reports Won’t Tell You

   

  A credit report is a pretty simple concept: It’s a report on your past use of credit and loans. That part is generally pretty easy for people to grasp. It’s some of the other stuff on the report — and the stuff that’s not on the report — that confuses some and leads to misunderstanding the credit report’s purpose.

• 6 Accounts That Build Credit and 2 That Don’t

  Find out which types of accounts build credit and which ones don’t so you can avoid wasting resources during your credit-building journey.

• How to Add Utility Bills to Your Credit Report

  You can't report utility bills to the credit bureaus by yourself, but you can hire a third-party service provider to do it on your behalf.

• Does Paying Rent Build Credit?

  Paying rent can build credit if you sign up for a service that reports your rent payments for you.

• Does Paying Utilities Build Credit?

  Normally paying utility bills does not build credit. But they can if you use a third-party company to report your bill payments for you.

• How Long Does It Take to Get My Free Credit Report?

  How long should someone wait for a credit report? I mailed AnnualCreditReport.com requests for a single credit agency report for my daughter and myself, but neither of us has received a response. I do not want to send an additional request and be billed for multiple reports.