eCredable Blog - Learn to Build Credit

Simply put, a rental tradeline is an item on your credit report that displays your rent payment history. But rent reporting isn’t something most landlords do automatically.

Paying rent can build credit if you sign up for a service that reports your rent payments for you.

Most of us make a few resolutions every new year to take better care of our finances. Unfortunately, we continue to make these same resolutions year after year. Here's a suggestion on how to impact the most important financial resolution you will probably make.

Find out which types of accounts build credit and which ones don’t so you can avoid wasting resources during your credit-building journey.

Normally paying utility bills does not build credit. But they can if you use a third-party company to report your bill payments for you.

You can't report utility bills to the credit bureaus by yourself, but you can hire a third-party service provider to do it on your behalf.

There are a lot of steps that must be successfully completed before you can apply for a mortgage. eCredable LiftLocker is the right tool to guide you on this journey. Here are some additional resources to help you pick the right type of loan.

There are many places where you can get a free credit report. If you want the original report generated by the three national credit bureaus, you need to go to www.AnnualCreditReport.com

10 Steps for Buying a House

eCredable Lift® provides consumers with the ability to report their utility accounts in their TransUnion credit report. Most utility companies do not report your positive payment history to the credit bureaus, which means you don’t get any credit for paying these accounts on time.